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ANNUAL REVIEW SERVICE

The most crucial step in the successful implementation of any financial planning strategy is the establishment of regular and thorough reviews.

As a strategy can only be created in light of the current environment and your goals and desires, there is a need for reviews to ensure adaptation to any changes to these circumstances in the future.

These services are available for clients whose portfolios are already established, as well as those who have utilised the investigation and implementation sections of our services.

Review Process

During these reviews we will follow these steps:

·      review your circumstances and make any changes which will affect your personal situation in regards to long term goals, current income needs, etc.

·      review your current investment portfolio

·      discuss possible changes (if any)

·      implement any changes

·       a written report will be updated and issued annually containing the following:

Reporting

The written report provided will include:

·      Opening and closing values of individual investments

·      Opening and closing values of the total portfolio

·      Transactions, including additional deposits and withdrawals

·      Summary of interest, income and dividends

·      Commentary on the performance of individual assets

·      Commentary on the performance of the total portfolio

·      Recommendations for changes in asset allocation or switches.

Market Information Service

In order for you to keep informed on not only your specific portfolio, but the financial planning market in general, additional information will be provided via:

·      Quarterly VicWide Financial services Newsletter “On Target”.

·      An interesting, entertaining and educational annual briefing in which you will be invited to presentations on investment markets or other relevant topics and given the opinion of specialists and fund managers on issues relating to those markets or topics.

·      We also provide you with unlimited freepost envelopes for your convenience.

Goods & Services Tax (GST)

VicWide Financial Services Pty Ltd may recover from you an amount of GST, such amount to be in addition to any other consideration payable under this Agreement and to be calculated by multiplying the amount or consideration payable by your for the relevant supply by the prevailing GST rate.  Any additional amount on account of GST recoverable from you under this clause shall be calculated without any deduction of any other amount and is payable by you upon demand by VicWide Financial Services Pty Ltd whether such demand is by means of an invoice or otherwise.

VicWide Financial Services Pty Ltd will use its best endeavours to determine reasonably the extent (if any) to which any amount payable by you to VicWide Financial Services Pty Ltd for any supply made under this Agreement may be reduced as a direct consequence of the abolition of or reduction in any taxes or statutory charges (as part of the imposition of a GST) paid or payable by VicWide Financial Services Pty Ltd which directly relate to the supply.  The amount payable by you to VicWide Financial Services Pty Ltd shall be reduced only to the extent of the reduction (if any) so determined by VicWide Financial Services Pty Ltd.

Annual Fee      $539.00 

                                           Additional strategic advice and administration may attract time charges at our specified hourly rates However, brokerage for strategies and advice for new funds added to our service will offset against any future additional time charges.

 

 Please make cheque payable to “VicWide Financial Services Pty Ltd”

We feel it is in your best long term interest to take advantage of our “Annual Review Service”. However, it is not compulsory. If you choose not to benefit from this service, you understand and have been given a copy and terms of our Occasional Strategic Advice and Administration Service. Any future contact will be provided at our standard hourly rates.

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